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Frequently Asked Questions

What's the best interest rate for mortgage?

Historically speaking, anything below 4 percent is a very good mortgage rate. In today’s market, the best rates might be in the high 2 percent or low 3 percent range. Remember that the lowest mortgage rates go to borrowers with strong credit, few debts, and at least 20 percent down payment.

What are latest mortgage rates?

Mortgage rates remain low: The average interest rate on a fixed rate 30-year mortgage now sits at 3.21% (the average annual percentage rate is 3.37%), and on a 15-year fixed rate mortgage it drops down to to 2.47% (the APR is 2.71%), according to data that Bankrate released today.

Are mortgage rates going up right now?

Right now, mortgage rates are in constant flux; a little up one day, a little down the next. And It seems likely those mortgage rate trends will continue into December. Still, most housing experts are expecting an overall upward trend through the end of 2021 and into 2022.

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