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In many cases, you can join a credit union and apply for a loan at the same. If you’re already a member, then you’re that much farther ahead. Talk with a loan officer at your credit union to understand the types of loans available, and ask about the basic requirements for getting your loan approved.Do credit unions offer business loans?
Small business owners may have a lot to gain by utilizing the services of a credit union. Compared to banks, credit unions offer lower rates on business loans, faster loan approval, better returns on savings accounts, free financial education, and more.