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Frequently Asked Questions

How does USDA determine eligible areas?

The physical location of the property plays a big role in the eligibility of a USDA loan. USDA eligible properties have to be part of a rural area, so things like population size and even city limits matter. Populations that are under 20,000 are generally considered rural unless it's labeled a metropolitan statistical area.

What areas qualify for USDA?

A:While areas that qualify for USDA loans are typically defined as “Rural,” many smaller communities that lie just outside major metropolitan areas do qualify.

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